Cohabitation (living together) agreement

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This cohabitation agreement template can be used to create a written record of understanding between the parties currently cohabiting or planning to do so in the future. The agreement allows you to agree on the distribution of finances, responsibilities and assets and the provision of child arrangements.
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  • Length:13 pages (3950 words)
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About this cohabitation agreement

This cohabitation agreement helps you to work out and set down all the practical arrangements that need to be covered when two people who are neither married nor civil partners, set up house. It helps you to set down all the arrangements that you need, both now and on a future separation. If you don’t have the cohabitation agreement, you are subject to the Family Law Act.

It does not try to tell you what is best for you, but to steer and guide you into considering and dealing with the most important issues. It covers arrangements about your home, business assets, who owns what, everything about money - and even provisional children arrangements.

This document does not require any particular action after completion. Just print two copies, both of you sign both copies, date both with same date and each keep one. Your completed document is valid and binding at law until you are married or a child is born.

You are bound by it. Use it at any stage of your relationship, before marriage.

However, if you marry or enter a civil partnership in the future, the status of the document changes. It becomes like a pre-nuptial agreement. The effect is that if you then separate, the court will take this document into account, but will not be bound by it.

Example uses of this document:

  • You want to make secure arrangements for when you separate or have children;
  • Flatmates setting up new arrangements;
  • You want to live together but also stay in control of your own company or business assets.

Agreement contents

  • How you deal with your house or flat
  • Keeping your own business property
  • Separate ownership of assets
  • Banking and cash arrangements
  • Living expenses
  • Finance and borrowing
  • Children arrangements - now and on termination
  • What happens if / when you separate
  • Division of capital assets
  • What one of you might pay to the other for self and children
  • If one of you dies
  • Explanatory notes and guidance
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Recent reviews
Sandra McClymont
31 July 2019
It had most of what we needed in there. It was more geared to couple living in a rental but managed to tweak to suit family members sharing a purchased house.
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